Jewellery Valuation Certificates Explained

What is a valuation certificate?

A valuation certificate is a document used to confirm the estimated value of a piece of jewellery. This valuation is typically required for insurance purposes.

The certificate provides an assessment of the jewellery’s current market value, which can help ensure the item is appropriately insured in the event of loss, theft or damage.

It is important not to confuse a valuation certificate with a diamond grading certificate, as they serve different purposes.

Valuation certificate vs diamond certificate

Although both documents relate to jewellery, they provide different types of information.

A valuation certificate focuses on the estimated market value of the jewellery item. This figure is often used when arranging insurance cover.

A diamond certificate, on the other hand, provides detailed information about a diamond’s characteristics. This typically includes measurements, clarity, colour and other grading factors, rather than assigning a monetary value.

Do Lorel Diamonds provide valuation certificates?

Yes. Every jewellery item purchased from Lorel Diamonds is supplied with a complimentary valuation certificate.

This certificate confirms the market value of the jewellery piece and can be used when arranging insurance cover.

In many cases, the valuation shown on the certificate will be higher than the original purchase price, as it reflects the recommended retail value rather than the transaction price.